BANK FAILURE: First U.S. Bank Collapse In 2026 Just Hit

Uncategorized
Don Arpeggio

Friday was a very interesting day in the markets…

Gold and Silver made a historic move, crashing 35% in a completely unprecedented dive.

That full report here in case you missed it:

BREAKING: Gold and Silver Hit With Massive Crash, Down 35% In One Day!

Less reported than the crash in precious metals was the first bank failure of 2026.

2008 vibes.

Take a look:

The FDIC confirms Metropolitan Capital Bank & Trust, Chicago, IL has been closed down.

From the FDIC:

Metropolitan Capital Bank & Trust was closed today by the Illinois Department of Financial and Professional Regulation, which appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. The FDIC entered into a purchase and assumption agreement with First Independence Bank to assume substantially all deposits of Metropolitan Capital Bank & Trust.

Metropolitan Capital Bank & Trust’s sole office will reopen as a branch of First Independence Bank during its normal business hours on Monday, February 2, 2026. Depositors of Metropolitan Capital Bank & Trust will automatically become depositors of First Independence Bank. The deposits assumed by First Independence Bank will continue to be insured by the FDIC, so there is no need for customers to change their banking relationship.

Customers of Metropolitan Capital Bank & Trust will have immediate access to their deposits. Over the weekend, they can access their deposits by writing checks or using ATM or debit cards. Checks drawn on the bank will continue to be processed. Loan customers should continue to make their payments as usual.

Customers with questions should contact the FDIC toll-free at 1-866-314-1744 or visit the FDIC’s website. This phone number will be operational this evening until 9:00 p.m., Central Time (CT); on Saturday from 9:00 a.m. to 6:00 p.m., CT; on Sunday from noon to 6:00 p.m., CT; Monday from 8:00 a.m. to 8:00 p.m., CT; and thereafter from 9:00 a.m. to 5:00 p.m., CT.

As of September 30, 2025, Metropolitan Capital Bank & Trust reported total assets of $261.1 million and total deposits of $212.1 million. First Independence Bank agreed to assume substantially all deposits at the time of closing. It will also purchase approximately $251 million of the failed bank’s assets. The FDIC will retain the remaining assets for later disposition.

The FDIC preliminarily estimates that the failure will cost its Deposit Insurance Fund (DIF) about $19.7 million. The estimate will change over time as retained assets are sold.

Metropolitan Capital Bank & Trust is the first bank to fail in the nation this year.

Does anyone else find it weird that we so commonly accept bank failures?

Like it’s a normal thing?

Note how the FDIC press release says this is the “first” bank failure of the year, as if to make clear many more are expected.

Scary!

I am hearing a lot of reports that something much bigger than we all realize happened on Friday and the details haven’t fully come out yet:

May I just suggest one thing?

Or with the stock market at ALL TIME HIGHS, it might make sense to convert some retirement accounts from holding stocks at all time highs into Gold and Silver.  Something to think about.

If you don’t already have a retirement account with Genesis Gold, may I suggest now would be an EXCELLENT time to set one up?

All the details on how to do that below:

The ONLY Two Gold Companies I Proudly Partner With

For years now, I’ve been telling you about Gold and Silver…

You know, what they have always called “God’s Money”.

He made it, they aren’t making any more of it, and it has always been highly valued as money from the beginning of time until now.

So I’m a big fan and I think it has the potential to do big things if, say, the U.S. Dollar were to suddenly collapse.

So that’s why I talk about it and why I want to make sure everyone protects themselves and your families.

So to answer the question of “what can I do?” it’s really quite simple: you need to get some #Gold or #Silver in your own possession.

It’s called “physical” gold and silver.

Not paper traded garbage on the stock exchanges that isn’t backed by anything.

Don’t touch that stuff.

And because I get asked so much how to buy it and what the best places are, I thought I would publish this and just get it out there for all to have….

I have two special hook-ups for you and these are the ONLY two companies I am proud to partner up with on Gold and Silver.

Both involve PHYSICAL gold and silver.

Because if you do NOTHING else, make sure you own “physical” gold and silver, not paper contracts.

The paper contracts (like stock ticker SLV and GLD) could very well go POOF one day and disappear or go to zero, because they’re not actually backed by the gold and silver they claim to represent.

It’s a massive game of musical chairs out there and when the music stops (and I think it will stop soon…) people who only own paper might find themselves owning something not worth the paper it’s literally written on.

And I know you’ll never forget it if I give you this GIF so….Let’s Get Physical:

Now…WHERE do you get physical gold and silver and how do you know it’s real and safe?

And that you’re getting the best price?

Oh, and how about personal one-on-one real customer service?

You know, like you were some Big Wig millionaire at Goldman Sachs who could just call their personal banker and get help?

That’s what I’m about to tell you.

I have two killer connections for you…

1⃣ The first is for purchasing gold and silver bullion, bars and/or coins.

You may recognize Andy Schectman from Miles Franklin.

He’s prolific on YouTube and just a brilliant guy, I’ve followed him for years.

I’ve partnered up with Andy’s company, Miles Franklin, and I’m really excited to show you what they can do!

In fact, Andy’s going to be coming on my show, the Daily Truth Report (follow us on YouTube and Rumble) in the future, and you’re going to want to make sure you don’t miss those.

Andy is a wealth of knowledge about the precious metals markets and crypto, and I’ve covered him here many times in the past.

Now I’ll get to chat with him myself, and I’m really looking forward to it.

I’m spoken directly with Andy and his team and they have assured me they will take very good care of anyone in the WLT Report family (that’s you!).

At Miles Franklin, everyone gets personal attention from their team of brokers and you’ll get whatever level of hand-holding you prefer.  They’ll also customize a deal just for you, but you have to call them and tell them NOAH sent you!  They’ll handle it from there.  1-952-929-7006

There is no minimum order size and no maximum limit.

I think you’ll love working with them, I already do!

You can reach them at 1-952-929-7006 and make sure you let them know that Noah sent you over, they’ve promised me the best of the best service and pricing for everyone in the WLT Report family.  🙌

(You can visit their website too, but best pricing is by phone)

That’s the cheapest and most economical way to do it, to stretch your dollar into as much gold and silver as possible.

You’ll get a personal phone call with one of their top brokers, personalized, white glove concierge service at no extra cost to you….whether you’re buying $500 or $50,000, they’ll treat you the same.

How about that!

No sales pitch, just real, actual help.

And the best prices you will find.

Ok, that was #1.

Now I want to tell you about option #2.

2⃣ An equally great company, I am so happy to be working with these guys is Genesis Gold.

This is for people who want to purchase real physical gold or silver in their IRAs (Investment Retirement Accounts).

You know what the beauty of that is?

Two huge benefits actually…

First is TAX FREE baby!

I’m not a tax advisor, but that’s a general oversimplification.

Never pay more taxes than you are legally required to pay.

And that’s why I love getting gold and silver in my IRA (and why I hold a large chunk in an IRA myself!).

Second is if you simply shift money out of stocks (like Peter Schiff recommends) and into Gold, it won’t cost you anything!  No money out of pocket!  

BOOM!

There’s so much to love about Genesis Gold, starting with the fact they are proudly and un-ashamedly Christina!

They call it “Faith-Driven Stewardship” and they put it right on the homepage of their website along with a quote from Ezekiel:

Wealth Preservation With Gold & Silver –
The Genesis Gold IRA

By your wisdom and your understanding you have made wealth for yourself, and have gathered Gold and Silver into your treasuries – EZEKIEL 28:4

Genesis Gold Group believes the Bible gives clues on how man-made currencies (paper money) represent instability, and a lack of virtue and encourages living wastefully in excess.

Conflicts have beleaguered us since the dawn of civilization, and they can all be encapsulated into one battle. The battle is between currency, man-made paper, and gold and silver — the two precious metals found in our Earth’s crust, sent to us by our Lord to use as money. Man-made currency always leads nations down the path to increased war, greed, and ultimate collapse. History has shown that abandoning gold and silver has always been a bad idea. Gold and Silver enforce discipline, nurture self-constraint, self-reliance, and balance, and lead to confidence, a restrained government, and a more stable foreign policy.

Genesis Gold Group believes in empowering faith-driven stewardship with Gold & Silver are an integral part of a balanced portfolio. Protecting your finances with precious metals has never been more crucial during these trying times.

With a combined 50-plus years in the precious metals industry, let your Genesis gold and silver experts guide you through the simplicity of asset protection and growth with our Genesis Gold IRA.

Sincerely,

Genesis Gold Group

Empowering Faith-Driven Stewardship

Oh….and they’re VERY good at what they do.

You also get physical gold and silver with Genesis, believe it or not!  The gold and silver is purchased for you (in whatever combination of coins and bars you prefer, a picture taken and sent to you, and then stored safely in a vault for you!

I love what these guys are doing.

Here’s more on why gold and silver in your IRA are so powerful:

You can contact Genesis Gold here.

They are also very backed up with record demand, so you may have to wait a bit, but someone WILL get in touch with you for personal customer service and assistance!

Tell ’em Noah sent ya!

Oh, and did you know Genesis is recommended by SUPERMAN himself?

It’s true.

Superman himself, Clark Kent — Dean Cain — came on my show a few weeks ago and we broke it all down:

Watch here:

Stay safe!

Make sure you can weather the storm when it hits!

Because the storm always hits eventually, doesn’t it?

As for me and my house, we will be ready. 💪

We are pleased to announce our partnership with Hunter Tylo.

Many of you will recognize her as the actress who stared in such daytime dramas as All My Children and The Bold and the Beautiful. PEOPLE Magazine twice named her one of the world’s 50 most beautiful people. She was also successful in suing Aaron Spelling over his firing her from Melrose Place for not aborting her child, a case which is widely recognized in supporting a Mother’s rights.

Hunter is coming onto TUC YouTube LIVE this Thursday at 4pm EST to discuss her experiences in Hollywood and why she left, choosing rather to pursue YASHA’UA and the Torah. As a member of our community, she has also opened up a channel at our TUC Discord to discuss a number of pressing issues, like narcissistic abuse.

Here is your TUC Discord invite link. https://discord.gg/zFPnExWT

Be sure to introduce yourself and then head right on over to her room, “Getting Real with Hunter”.

We hope our partnership with Tylo will be an ongoing one.